It's same shit everywhere. You got to work hard and prove to those suckers in order to achieve something. However, if your goal is to get a PR, Australia and Canada are much easier ( I don't think you will qualify for PR points in Australia as Finance degree is not considered under migration skill category). After living in the US for more than a decade, I have moved to Australia. I have found Australia really a nice country to live, and to raise kids. Health care and all those sorts of things are well taken care by the government (far better than in the US). You'll earn more here, but living cost is really high (more than double than in the US). Again, I would say it is same everywhere, coz you got to work hard and prove to those suckers. Good luck!