I have a brokerage account in one of smalltime trading entities like etrade/ stocktrade.

 For each trade they charge certain fees and moreover I need to transfer money from my bank to these accounts which take days.  I tried to open an investment account in BOA, which allows me 30 free trades (if I do that in etrade it is = 30*12 = $360). But the catch is: if you are not a citizen, then you cannot open an account online and need to call certain number. I was thinking citizen option click gardim ki bhanera. Tax ta resident nai file garchu, so would it make a difference? Kunai impact huncha hola if I just open an account online yesai citizen bhanera(not to go thru the hassle)?

 Your take guys?