Be ware! All that glitters is not Gold. Let's probe under the projected layers of data, and test its accuracy & consistency. Does it faithfully convey the ground realities? Montek Singh Ahluwalia, too, doubts the validity of data which is being supplied to his Apex Planning body. There is a boom in consumer-goods industry only, and the same is supported by bank-loans--not with real savings. Of course, there is investment in buildings and roads--funded either by the Government or through bank-loans (e.g. housing loans) or, in rare cases, financed by the private players (e.g. toll-ways & bridges). More about it later.