To whom it may apply: We had another discussion on the topic on this thread too: http://www.sajha.com/sajha/html/OpenThread.cfm?forum=2&ThreadID=43940 Note: I am not an expert in tax matters but here a link pertaining to TAX BRACKETS http://www.moneychimp.com/features/tax_brackets.htm As far as I have understood,SS and medicare taxes are gone with the wind once paid. Federal and State are the only ones that you could get refund from if you qualify. And I think you can never get more refund than you have paid in fed+state taxes for the tax year in question. Please correct my assumptions wherever they apply. Thanks.