Mansion... Thanks, Here is the answers.. 1. Do they have an existing will. --NO 2. Power of Attorney. --NO 3. what are the current liabilities ( total debt-including mortgage on their house and business + any outstanding business loans) --Mortgage + Car payments 3. current asset. --Just a house 4. what is their monthly expense ( as of now personal + business) 5. will their be any significant changes in their life style ( dont belive if they say no) --not really...Except buy a new car, put kids into private school 6. how old are the kids --6 kids ranging from 3 months to 11 years 7. what do they have now ( life insurance, mutual fund, CD, disability,HOW MUCH) --nothing 8. What is their current tax bracket ( without the lottery money) --no idea 9. what is the compnay listed under( is it a c-corp, s-corp, ll,personal) --no company 10. any existing trust in place. --no 11. how do they feel about retiring ( what age) --about 56 12. if they were to die tomorrow, where would they want the money to go. --to the kids, charity/church. 13. after they retire, how much of current money do they want to recieve.--no clue -------------------- Thanks,