@kale dai - stock, bond ma invest garna kasle vanyo programmer hunu parcha vanera, tyo pani badass re. LOL, really. Warren Buffet, George Soros, Bogle etc. programmer thiyenan. You need to understand the market and keep following it, only buy value stocks - no penny stocks, dont day trade or sell to short, have patience, diversify. Ahile ko market trend looks positive again. Many companies automate trading, but understanding market is vital. For 100k amount under individual management you can trade with out automation using so many apps and brokers.

Nepal ma jagga lagani pani thikai ho, but two problems - it's hard to bring the money back, second Nepal ko housing, land price is going up because of the remittance and fast urbanization but there is a chance that housing crash to catch up, not sure when.

Another option is buying house in USA and renting the property. That's a good option I am thinking of for myself.