Posted by: Kancho_Ojha April 1, 2017
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"I want to apply for new credit card which would have 0% Apr for a year and have low interest rate thenafter"
Where Citi is known for longest 0% for balance transfer (0% for 21 months), please note - purchases was not 0% , at least in my case & they tend to have higher APR afterward ( in the range of 20% even for excellent CC)
As for chase slate, it is also good for balance transfer, buy some time & pay off the debt. It gives you about 15 months for 0% I think, but they tend to give you smaller Credit line ( approx 5k even for excellent credit like 750+)
In my opinion, discover IT card is better ( after promo Apr around in 17 % range) & AMEX everyday blue ( 12% range) is best for your score if you 1) hate annual fee 2) decent cash back 3) doesn't travel, fly regulary - because there are better cards with milleage options.
AMEX is a clear winner for your category, send me private message if you want referral which will be win-win situation for both of us.
"I want to apply for new credit card which would have 0% Apr for a year and have low interest rate thenafter"
Where Citi is known for longest 0% for balance transfer (0% for 21 months), please note - purchases was not 0% , at least in my case & they tend to have higher APR afterward ( in the range of 20% even for excellent CC)
As for chase slate, it is also good for balance transfer, buy some time & pay off the debt. It gives you about 15 months for 0% I think, but they tend to give you smaller Credit line ( approx 5k even for excellent credit like 750+)
In my opinion, discover IT card is better ( after promo Apr around in 17 % range) & AMEX everyday blue ( 12% range) is best for your score if you 1) hate annual fee 2) decent cash back 3) doesn't travel, fly regulary - because there are better cards with milleage options.
AMEX is a clear winner for your category, send me private message if you want referral which will be win-win situation for both of us.