Just a suggestion (as they're free), if you're into accounting, may be get a tax preparer license as well and open a tax/accounting business...Minimal cost compared to opening a store...And during tax season....you'll be employed, anywhere in the USA.....And if you take an insurance agent license as well (property/casualty)...then you may be able to provide that service as well...Since everyone needs insurance...you may just buy a small book of business from a retiring insurance agency owner....so with less than $30,000 in total investment...you may be able to secure yourself a very good paying job....

with accounting, tax filing and insurance knowledge as your weapons, you can conquer any territory....but if you find a territory which is filled with Nepali and Indians....that's a bonus...as they'll come to you as a go-to guy for their insurance, tax and accounting needs...they will feel at home...