Posted by: Kiddo March 31, 2015
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Agree with most of what Adhikari has stated.
I think his question on realtors was regarding finding a house, not just the loan.
Reaching a real estate agent is not a bad idea. Try to get a good realtor that doesn't charge too high commission. There are too many paper works involved to do the buying on your own, specially for the first timer, but it is possible. You can find the homes in any realtor's listings or even craigslist.
I suggest you first look for a good realtor. Ask your friends/coworkers in the area. I think my realtor charged around 5% (including both buyer and seller realtor's commissions); don't pay over 6%. Then the realtor will show you houses that meet you criteria. You can also start looking for houses using redfins or other sites and if you like something, tell your realtor about it.
How do you find a good neighborhood? There are many criteria, but good way is to look for good schools. Redfin and Zillow list the schools affiliated to the zipcode that your house is in.
I think his question on realtors was regarding finding a house, not just the loan.
Reaching a real estate agent is not a bad idea. Try to get a good realtor that doesn't charge too high commission. There are too many paper works involved to do the buying on your own, specially for the first timer, but it is possible. You can find the homes in any realtor's listings or even craigslist.
I suggest you first look for a good realtor. Ask your friends/coworkers in the area. I think my realtor charged around 5% (including both buyer and seller realtor's commissions); don't pay over 6%. Then the realtor will show you houses that meet you criteria. You can also start looking for houses using redfins or other sites and if you like something, tell your realtor about it.
How do you find a good neighborhood? There are many criteria, but good way is to look for good schools. Redfin and Zillow list the schools affiliated to the zipcode that your house is in.