Forget muncha, use transfast, so far I have seen much better rate from this plus they do have the option of directly depoisiting it to the account. If you click the link below which is my referral, you can also get $20 in Amazon gift card while sending money to Nepal.

https://www.TRANSFAST.com/sign-up?token=faa99eda-7c1a-402a-bd1f-e80c09582d82