Well, after this Obamacare has taken affect since 2014, this health insurance has become more complicated. i already tried the marketplace through healthcare.gov, but they are damn expensive. Even the cheapest one is above $164/month (blue advantage bronze HMO) and there are not a lot of providers as well. The fact that the deductible can't be more than $500 makes the insurance rate so high. Also, the open enrollment has ended and only starts 11/15/2014.