Posted by: YoTaBhayanaNiSom May 29, 2014
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Bro,
Credit history is not kept forever. It will disappear in 6-7 years. Paying $500 will not do anything in your case. Just tell them that you don't have any money and will not pay up. That should be the end of it. If they keep calling you, tell them that you know your rights and ask them to write letters, which you will ignore of course. They cannot call you without your consent. They will go away once they figure out they are dealing with a deadbeat. :-)
Credit history is not kept forever. It will disappear in 6-7 years. Paying $500 will not do anything in your case. Just tell them that you don't have any money and will not pay up. That should be the end of it. If they keep calling you, tell them that you know your rights and ask them to write letters, which you will ignore of course. They cannot call you without your consent. They will go away once they figure out they are dealing with a deadbeat. :-)