Appreciate your response, TND. How do I go about it, though? What tools do I use? Invest my money via banks or is it one of those DIY thing? How about the rate of return? I looked into the stock market and the sector over the weekend and that seems like a no-go to me for the reason already mentioned by you. I'd much rather invest my money into gold than risking it (albeit I've been really tempted to put in cheeky offers to buy some FB stocks).