Posted by: GeetMaiJawaafDiu? October 26, 2012
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Here are a few tips on how to save money without defrauding anyone:
Grocery:
If you have room-mates, do separate groceries. If possible, buy grocery items your room-mate does not like to consume.
Eat nutritious, quick, and cheap home-made meals.
Money:
Do not lend any money to anyone. That's not your job- it's the neighborhood bank or credit card company's job. Tell him/her you are living from paycheck to paycheck.
Entertainment:
Watch free movies on youtube at public libraries (using a head-phone) and rent for free from the library. You do not need home internet connection if you plan your schedule well. Facebook is a pure waste of time anyway and so is sa-jha dot com for the most part. LOL!
Phone calls
Do not call home too often. Let them call you in turn.
Utilities
No one in your household stays up late when possible.
Housing:
Live in a safe, clean, but affordable housing that does not require you to commute too much.
Drinks:
If you ever feel the urge for soda/beer/alcohol/juice, run to your refrigerator and grab your (bpa-free) water-bottle, breath, and rethink your desire. Carry that water-bottle to anywhere you go (just like Sting takes his accent everywhere he goes).
Phone & Dataplans
Get only what you truly needor will actually use. After all it is a contract to pay whether you use or not.
Women and dating :
Go for ones only worth your investment and time-off from work. Instead of buying your dates expensive dinners and gifts, you might be better off investing the same money to improve your attitude, mannerism, clothes to impress -- difference being even if it turns out to be a failed date, you still have your skills and materials you can use on your next date. Go out with women who are genuinely attracted to/interested in you and be reasonably generous once she becomes a bonafide girlfriend/wife/companion etc.
Clothes:
To look sharp, alert, and healthy, you need to take care your health and body instead of grabbing the latest offerings from Banana Republic or Saks. Go for comfortable clothes with classic looks when they are marked down to a bargain.
Vehicle:
Unless it's a necessity, you do not need one. However, get a driver's license. You can utlize some weekend deals to getaway to places you always wanted to. Some of you might have gone through a phase when it seemed like you bought a car just to provide free ride to some newcomers.
Friends/Companions/"Sangat":
Hang out with people who are neither spend-thrifts nor free-loaders. Now go find a companion for yourself who agrees with all of the tips laid out above.
Bottom-line: Do not skimp on investments that hold promise to signficantly leverage your future earning power.
Grocery:
If you have room-mates, do separate groceries. If possible, buy grocery items your room-mate does not like to consume.
Eat nutritious, quick, and cheap home-made meals.
Money:
Do not lend any money to anyone. That's not your job- it's the neighborhood bank or credit card company's job. Tell him/her you are living from paycheck to paycheck.
Entertainment:
Watch free movies on youtube at public libraries (using a head-phone) and rent for free from the library. You do not need home internet connection if you plan your schedule well. Facebook is a pure waste of time anyway and so is sa-jha dot com for the most part. LOL!
Phone calls
Do not call home too often. Let them call you in turn.
Utilities
No one in your household stays up late when possible.
Housing:
Live in a safe, clean, but affordable housing that does not require you to commute too much.
Drinks:
If you ever feel the urge for soda/beer/alcohol/juice, run to your refrigerator and grab your (bpa-free) water-bottle, breath, and rethink your desire. Carry that water-bottle to anywhere you go (just like Sting takes his accent everywhere he goes).
Phone & Dataplans
Get only what you truly needor will actually use. After all it is a contract to pay whether you use or not.
Women and dating :
Go for ones only worth your investment and time-off from work. Instead of buying your dates expensive dinners and gifts, you might be better off investing the same money to improve your attitude, mannerism, clothes to impress -- difference being even if it turns out to be a failed date, you still have your skills and materials you can use on your next date. Go out with women who are genuinely attracted to/interested in you and be reasonably generous once she becomes a bonafide girlfriend/wife/companion etc.
Clothes:
To look sharp, alert, and healthy, you need to take care your health and body instead of grabbing the latest offerings from Banana Republic or Saks. Go for comfortable clothes with classic looks when they are marked down to a bargain.
Vehicle:
Unless it's a necessity, you do not need one. However, get a driver's license. You can utlize some weekend deals to getaway to places you always wanted to. Some of you might have gone through a phase when it seemed like you bought a car just to provide free ride to some newcomers.
Friends/Companions/"Sangat":
Hang out with people who are neither spend-thrifts nor free-loaders. Now go find a companion for yourself who agrees with all of the tips laid out above.
Bottom-line: Do not skimp on investments that hold promise to signficantly leverage your future earning power.