I guess lot of people here are not aware of mushrooming savings institutes started by NRNs recently in KTM and beyond. We really have a short memory, don't we? Someone remember Pawan Karki, who after ripping billions of Rupees from Nepalis is living in US happily and US has denied to deport him citing lack of extradition treaty between US and Nepal. Wouldn't this set off few NRNs into setting up various scams. Absolutely! Are all NRNs criminals? Absolutely NOT!