there is too much volatility in the US. now a days nothing is safe. that is no stocks, bonds, foreign exchange, precious metals such as gold, silver. or any other commodities such as copper or different crops. everything is moving based on the speculation. to put your money in something, you need to have a prospective that something will happen in future.

for me, everything depends on unemployment rate, goverment spending and GDP deficit and Euro crisis. Considering all these problems, i think it is safe to put money on a fixed deposit that will give more than 10%.