Thanks for your information DWI. About the money upfront. They told me that I would need to deposit $500 as a security deposit while signing my contract for a year. They said the money is refundable after a year. Since many of their associates before left them without being with them for a year as stated in the contract, they wanted to be sure that I would be with them for at least a year which I have no problem with as long as I have a job and a decent earning. DWI and other sajhaites what do you think about this?