Posted by: sirus_me November 18, 2011
Why we tend to overburden ourselves for education instead of taking student loan from Nepal like Indians?
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Why we tend to overburden ourselves for education instead of taking student loan from Nepal like Indians?
Guys, this question has been hovering around since my college days and now professional life. We (Nepalese) and Indians all come to U.S for study and eventually to better our future getting a successful job. But We(Nepalese) think that we need to do everything on our own as soon as we land our feet in U.S.A and start working our a## to pay our tuition fee and expenses which obviously doesn’t work in most case. On the other hand, Indians either come here in full scholarship or pay their tuition fee by student loan from India. They don’t work off-campus during college and concentrate more time on studies and hence get better jobs after graduation.
To make it interesting, let’s make it a real scenario. A Nepalese and an Indian comes to U.S for under graduate college. Indian guy works on-campus and spends most of the time in studies while paying tuition by loan or either from scholarship until they graduate. However, A Nepali student wanders around multiple places for a job, goes to summer places and earns 5-10K per summer, changes multiple colleges and hardly finishes college in 6 years. However, Indian students graduate in 4 years or earlier. Consequence is that Indians lands job faster and pays all their debt faster whereas we Nepalese spent 2 more years working in fast food restaurant and finally finish up graduation with credit card debt. Now not only we have too much debt left in our credit cards, but we have lost 2 years of time which could have earned us $80,000 and more.
Although there are some 4.0 grader Nepalese who land pretty handsome jobs as soon as they graduate but majority of us end up joining masters or return to Nepal without being able to find a good job. Although I’m fortunate enough to get a job but in general, we are lacking way behind than Indians in terms of employment.
Stumbled with this question, I try to think lot of answers about it.
1.       Is it because we are poor and cannot afford to get a student loan?
2.       Is it the mentality that we have that has engulfed in our mind which teaches us to stay independent as possible?
3.       Is it the mentality that we have that we can’t ask money from our parents after landing overseas?
4.       Is it because of the seniors who sent home tons of money without spending more time in college and due to which, we are expected to do so as well?
 
Guys, although this is a rhetoric question and needs lot of critical thinking, please help me to find the right answer.
Healthy discussion is highly encouraged and appreciated.

Note: This doesn't apply to all the Indian and Nepalse students but more of the general.

Peace

Sirus_Me
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