consider my situation: i lost my passport, all i-20's, all  transcript from nepal,  phone all in my bagpack while riding grayhound bus. moooTherFuuuuCker Kale stole my bag. i had to borrow bus driver's phone to call the police. i had to spend whole night at the bus station. but luckily they found the bag with my documents in dumpster. i could never forget that night.