@kakakul, live in texas...i never knew i would be in this situation..so i didnt save much money earlier..but now everything has changed..im doing everything i can..i really dont waste money..im doing maximum hours..i wanted to graduate soon but i will have to do it slowly now..i've taken classes during summer which i would cancel soon...everything came at once..car..moving out..back in nepal home problems..im everybody's hope..i need to take care of them too..i guess its true that misfortune never comes alone..but i dont wanna think of this as a misfortune...may be this is what will bring change in my life..only thing im worried is getting a decent car that doesnt break on  me and add expenses...and find nice roommates..who dont make life miserable..and yes, i do work like whatever you said..