i would say call yoru insurance company, go to the police office and talk to another office, file a case for hit and run, cuz that is what it is... people change their testomony all the time. she might say that you actually cut in and caused the accident, and then it will be your words vs her, unless the officer is not racist and gives testomony stating he witnessed the lady running away after the accident. insurance companies always try to not pay or settle things with each other, so they'll try to do mutual liability sating both parties have faults, then they will fix the car but will increase both parties premiums. that officers testomony is very imp. call your insurance company immideately and don't event ry to settle things with that lady, she's crazy to run like that. how big is the damage btw?