Almost all of the debt i accumulated in my credit card because of the fees i paid to my university. Believe it or not since i been here in USA, almost 4 years i been to club just 3 times, never bought any clothes or shoes(using those clothes i brought from back home), and still drive 1997 honda which doesn't have AC and i live in texas. So bascially i don't have any extra expeneses except for gas,insurance,grocery,cell phone, apartments and minimum amount to credit card. I had a master and used my OPT period to reduce some debt in my credit card for few months and tried my luck for few months with consultancy that bring back my credit card to same as before. I couldn't able to find a job when i was there(may be its the recession or it was me who just couldn't) and have to enroll in a community college here in texas. After working almost 10 months have to go back to nepal and stayed there for 4 months because i took a semester break and couldn't able to come until next semester started. And since then i am working my a**S off, paid my loan that my parents borrowed when i was coming here and now ended up nothing.



I don't have any OPT period, wouldn't get any now because i already have a master degree and don't have guts for phd degree because of the lenghty process. One option is going for CPT but for that i have to enroll in a master degree which gone cost me again and unfortunately i am planning to buy tickets after selling my honda. So as you already knew by now, i am f**ked up here and don't see any OPTION. And that's the reason all of these thinking is coming into my mind. Honestly, I don't know what i m gone do next?