So bascically, i cannot file bank ruptcy with 14 k..And yeah its all those credit cards. Aaaba 5 barsa pachi yeso here aafaulai ma sayad yehi nai gas station mai ghanta hani rakchu jasto lagyo.teskaran aaba nepal jane yaar...aati bhai sakyo....yehi ghante job garne bhaye kina padhya jasto lagyo....tirna ta ma tesai pani tirdina..paiso bhaye po tirnu,tehi pani tini haru lai alikati satisfaction diu na bhaner ho....thikai cha aaba namilne bhaye k garne ra haina......and thanx for the input....