Posted by: Jai_Nepal December 24, 2010
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Nope. they CAN'T take money from your account until they get permission from the court. If you have not been dragged to a court yet, then it is unlikely they have been granted the permission.
UNLESS, the credit card was issued by the same bank. In that case, there might be a clause in your CC agreement which stated that they can freeze your account in case you dont make your payments. read the agreement.