So I've been thinking to get a health insurance but I couldnt make a decision if it is needed. Considering the money it requires every month; I dont wanna buy it if its really not that necessary. I am a pretty healthy person. However, I just dont wanna take a chance if I get into serious medical situations like accidents or anything. So, I request you all to help me on this. Do I really need a health insurance? If yes, which one do you suggest and how much would it cost? What should I keep in mind before getting one like what it covers and stuff? Any kind of help will be appreciated.

Thanks

abodhBaalak