Posted by: dimag kharab October 11, 2010
Credit Card for Beginners
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Closing a credit card does impact the credit score. You should never close the card that contains the history from several years, as the length of credit matters as much as paying bills on time does.

There is a free website where you can log into to see your credit score. Its not like the one you can use it for a couple of times and then you get billed with ten dollars every month.

www.creditkarma.com

-This gives you the score from transunion.
-Totally free of charge, no obligation.
-Can compare your score with other people/ By state/ Domain name
-Shows you what can impact your score: you can stimulate the score as well.

Again, i am not aiming for its publicity, but its something that you should use often as its for free and no hassles to cancel. 

I have been using this for myself since 2 years and never paid a dime.
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