Bidroh, you are right, and you know that is exactly my problem. I want to buy a house, but househaru reasonably priced nai bhaeko chhaina ... For example, if I want to rent your house and ask your family to sign the house for me for 3 lakh per month for next five years, I am sure they would love to do it (or at least most of the families do). But they wouldn't sell it to me for 5 karod. On the other hand, if I put 5 karod at bank, I get 6 lakh per month in interest. and in five years, my money would be 7-8 karod. I haven't found any businessman/banker who says the price are going to rise during the next five years. They think there will be a big squeeze for next two years. Who knows. This irrationality is what I find very hard to explain.