geico and kuddo thank u so much suggestion ko lagi

kuddo, maile ni tyo process garya ho tara ma apt sarna paryo ani hospital le purano address ma pathako pathai garechha, aba maile pauda ni paina ani collection agency ma pathaide chha. aba collection agency sanga kati kura garisakey mileko haina. credit report ma ni basi sakyo. last tension bhayo ni. i had maintained very good credit and working hard, kasto jhyau aailagyo. aba sarsapati garera ni garna parla jasto chha. america ma credit bigarera k garnu feri.