I am a student in F1 visa here in Texas and I wanted to send some money to my family back home. I was concerned about how to transfer the money to Nepal. I can either use online money transfer like Muncha money or an agent location like Western union. If I use the online money transfer, I will have to provide them with my bank account number which will make a record of somewhat me sending money being a student.  Or, I can use cash at any western union location to send the money. However, the online fees seem to be much cheaper than the Western Union fees. So, I was wondering if it was safe for me to send the money online using my bank account even though I am a student here without verified source of income. If you can please share your thoughts and ideas, it would be really appreciated.

Thank you

Deep