Posted by: Bidroh July 16, 2010
credit card questions
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Yes. You can redeem your points to cash but you won't get much. Instead, I'd strongly recommend you to redeem the points for goods.

My credit card ( BoA ) gives me 250 bucks when I redeem 25,000 points for cash.

I'm not a 100 percent on your second question but Credit Card companies do close your credit accounts citing inactivity ( mainly to save themselves/you ) from the hassle of fraud. I had a Capital One Credit card that I hadn't used for almost 2 years and it got closed by the company.
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