pinpoint, I think your plan is perfect. If you want, you could post which university you are coming to and people can share their experiences at that university. Either ways, I think your assumptions are very practical. Most Nepalese students want a cell phone and car so you might want to take those costs into consideration. Since you will be working on-campus, you won't really need a car. Just remember to focus on your studies and try to find an internship during your sophomore year. Good luck!!