i agree with rodiohead,

there have been like more than 100 threads on this subject matter, and each time someone else pops up and asks the same question, i guess, you dont feel like answering the same questions every time you see the thread.

so either the guys seeking the info should do some more research before posting , i mean seek advice only if your situation is unique or rather different than anyone else or the sajha admin should have a permanent thread or a section where all these infos and previous postings should be saved !!!