Did you consider hiring a traffic defense attorney?  Not sure how much is your fine.  The attorneys charges anywhere from $100 to $200 to represent  minor traffic violators.  Very likely, attorney can dismiss your ticket, reduce your fine making sure no point point will be added or  even insurance companies  be reported.  If you can afford attorney fee, consider taking that route.  Google for traffic lawyers in Phoenix and interview them before maling selection. Since this is yor first violation in AZ, most likely attorney can dismiss your ticket.