RUKDHELL JI,
Does your Nikon D90 price $1,027 includes (Body and 18-105mm VR lens)? Another question: How important VR lenses for you? Because it determines overall price.
For example:
(1) Nikon D90 and (Nikon 18-105mm VR Lens) =$1,049
(2) Nikon D90 and (Nikon 28-80mm & 70-300mm Lens) = $1,095
(3) Nikon D90 and (Nikon 16-85mm VR & 70-300mm VR Lens) = $1,955
As, Just Sayin Ji said, I'm looking for Canon's 500D (T1i) but again problem is finding well combined lenses (here is where Camera Company makes money). I found very expensive while combining Canon T1i with Canon 18-85mm IS and 70-300mm IS Lens).
Couple of my personal reasons to buy T1i is: it is lighter than Nikon D90 (so easier to carry while travelling), HD movie mode, and 15.1MP (it will be useful when you want to crop).
All the professional photographers out there: please provide us your valuable suggestions. Thank you..!