I guess the Nabil Bank CEO is just trying to protect his corporation from this message. In PHOTO case we need to contact Embassy and get confirmation. If i were the CEO of same company i would have done the same thing in order to stop spreading this kind of message despite the fact what was mentioned by the victim.

 I am pretty sure they are getting comission so they are advertising that photo studio ( nothing was done on free). This CEO is trying to be little smarter on the process, like Nepali politicians, to hide the reality. Same service is provided by different photo studio too but why they demand the photos from the same studio WHY????????

If not comission should be some one on his relative has opened that studio.

But, still there is somethig which is compelling them to force applicant to get service from that studio.