Elixir,

      "Nepal's land price is up due to people's real power to buy because all of them are purchased on cash"--Eilxir said

        With due respect to your view,I totally disagree that Nepal's land price is because of people's real power to buy.How can that be true where 50% of all Nepalese bank' investment are mortgage related.If you recall few months back,there were increase in inter bank lending in Nepal and rate was 9 to 10%.

  For the last few years,Nepalese bank were overexposed to mortgage and those assets will become toxic very soon.Nepal will face huge financial and banking crisis soon.Again,I wish I could be wrong because I do not think my lovely country is in position to handle yet another mess.

    Please feel free to disagree.