Thank you for your suggestions. My university offer 12-18 credits for same price. i.e flat rate.

I cannot take sem break this fall 09 as I need to deal with all the bills and credits as well as want to be free from all the debts. In Spring 2010, I will go to Nepal taking a sem break for medical reasons as it will help me to meet my family, skip 1 sem money as well as better health. So, if I take sem break in Spring 2010 and take 18 credits in fall 2010 then will I be ok? I mean credit wise and in status?

Thank you guys.

Jai Nepal