Guys/gal

Those so called willful defaulter are not real-defaulter and brankrupty. Already those people made wisely diversify investment in different sectors in the near and dear's name beyond this relationship. So, it's all drama and most of the money were routing in foreign accounts or near and dear's account. Even most of the bank's employees-especially from credit loan department are involved for play the vital role to save those blacklisted or willful defaulter in the name of commission.

It's all drama. Just they are enjoying with the depositors' money through means of loans, bonues, commission and of course salaires (more than Rs.1.5 million per month) by the certain group of people say-500 or less members across the country. Those money should be recovered from top 5 executives of the bank who are drawing more than 80% of total salary.They are considering these two clause before diversifying the investment

It's all in chain and they are save beyond these provision. It's all happened due to corruption, bribe, undertable and ridiculous political leaders specially from NC and UML last one and half decade.

source: Nepal Rastra Bank's Directive