jhyalicha, here are some words of wisdom from Jesus Christ. The insect that you are, you don't deserve a house from the Lord for you are better off buzzing around the human feces. You selfish possum show no thankfulness to the almighty Lord for all that you have instead this arrogant fly wants to display his wealth by refinancing the home instead of helping to rebuild a church or bless the poor with some charity. My Lord please burn this fool's house for this creature won't repent his sins.