Nepali kancho lemme tell you  if you are student with no H1 visa and if you hold more then $10000 in your bank account it will automatic be reffered to your mama in INS and he will be right after you so better be careful next thing if you kept at your home your kale boyfren will certainly snatc it from your ass so good thing what i say is better sent it to your mom or dad and keep there ....thats simple... invest the rest in your studies ...i think you are dumb ass clown after all Nepali kancho ta ho ni haina ta ....hahhahh