Muncha le tetro paisa kharcha garera website ko side ma banner haleko cha, money transfer to Nepal bhanera, and im quite surprised to see people asking this questions... and on top of that people are even providing advice on it by telling them to use paypal rather than to use our own nepalese sources...

with moneygram, wester union, they have fees... with these nepalese companies there are no such fees... but do check the exchange rate and ask them the rate that they are providing, then calculate which costs you less... the higher rate from other services + fees, or lower rate without the fees... then decide.

on top of that if you're on a student visa, you rather use the local nepali hundi people around your area, or such service providers where you do not need to disclose certain information... think.