'After all these years of pondering what exactly is our problem' = You could have repharsed this sentence as 'After all these years of pondering, what did you find out?? = would have been lot more easier for me to answer.

Anyway, I will try to answer ur concern = My exact problem is why we still have such corrupted mindset in the govt? Will it ever change? Why we are still lagging behind? You said education is not a factor but how is it so?

'Let us be honest if I were in Nepal and if I had my hand on those funds and charity, I will gladly do that same like everybody i.e pocket the money. Here's the mentality "Who cares? I've kids to feed and some more houses to add to impress my neighbor' =

Do every nepali think this way? Is this your opinion? = Rewire bro.

I look at myself and like everybody here I'm proud to say that "I come form a descent family' = This sentence contradicts your statement (everyone wants to impress their neighbors in idiotic society of Nepal). If you had had hands on those funds, would you erect 5 story house?? Remember you are from a decent family. And honesty is one of the characters that defines decency.