Posted by: All The Way August 15, 2008
Credit Cards
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Credit Card 101.

 

never tell u r a student otherwise u'll get stuck with less credit limit for a long long time. u don't have to tell all the truth while u fill up the application.  u have to show  your rent  minimium and income maxium , like monthly rent expence $250.00 and monthly income around $5000.00. they do not verify it.. Put certian bills like telephone or electric or gas bill under your name. They would like to verify your address though. Try chase card , they r very generous. Always apply one at a time. if somebody denied u, wait for 3 more months to apply again. Do not apply for same card with in 12 months. remember everytime they check your credit history, u'll be losing some points. Try to use credit cards as much as u can and always pay on time. Never apply one if u have too much credit loan , wait till u paid off. request credit limit increase in every 6 month but make sure u don't owe to them anything at that time, also never call in , fill up online application. other wise they will be asking u bunch of crap. Remember thet don't verify about your income or rental history for up to $20,000.00. Once u have $5000.00 or more limit card then only u can start apply for more and more cards.

Good Luck,

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