Posted by: vname July 18, 2008
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I also consider my self lucky , I drove for 8 years without insurance.
Anyway if they are asking for 36000 then actual damage is about 20000 ( I designed a insurance quote software in Australia so I know lot of things about insurance claim esp in motor industry)
was the car written off? or repair? ask for receipt.
stop paying , then they will call you. tell them you cant pay that much.As some one said earlier they will even threaten you, but don't worry they wont do any thing. In this time don't buy any property or any other car or personal items thats worth good money.
Going to Court is another option and the court will decide how much a month you can afford to pay these guys and you can tell in court that you can only afford to pay 30 dollars a month after food and shelter.
Bankruptcy is another option but it may comeback to hunt you if you plan to live in US
And main thing is don't worry Life goes on, One person I know paid off 60000 dollars.
Anyway if they are asking for 36000 then actual damage is about 20000 ( I designed a insurance quote software in Australia so I know lot of things about insurance claim esp in motor industry)
was the car written off? or repair? ask for receipt.
stop paying , then they will call you. tell them you cant pay that much.As some one said earlier they will even threaten you, but don't worry they wont do any thing. In this time don't buy any property or any other car or personal items thats worth good money.
Going to Court is another option and the court will decide how much a month you can afford to pay these guys and you can tell in court that you can only afford to pay 30 dollars a month after food and shelter.
Bankruptcy is another option but it may comeback to hunt you if you plan to live in US
And main thing is don't worry Life goes on, One person I know paid off 60000 dollars.