I do not want to trying to spread a hoax message in Sajha and kill time of everybody...I am serious and seeking help becuase I did not get experinced ladies to share here with...as this is first time pregnanacy in this new country...I asked for help from most probably those that have experience...

I really appreciate suggestions from sijupanta, rukmini, manshree and others...Thanks for giving number...I will sure call you if there is complication in future as it goes...at the moment I just need to confirm first....

Sijupanta, how can I apply for baby insurance ahead? Is that governmental support or other type of insurance? I have already mentioned above I have insurance that covers 50-80% of the cost..