Can we correlate it with the present real estate havoc?.

It may be the same situation with Kathmandu coming future?? Banks are providing loans justifying with the value of property pawned. Not with the earning and income wiil be generated after the loan provided. Specially, I will suspect the building it is erected on the land will be generating enough income to pay the interest on the loan? Interest rates are higher than the earnings, When will be the loan paid off?? After the sale of land ???

What is your opinion on this matter???