Posted by: fantas May 2, 2008
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- Well, each of us has different experience. Mine wasn't a good one. I would say, "Be aware of Muncha".
https://www.money.muncha.com/info_tos.php Read this link. Of all, following in there makes me uncomfortable to use or recommend others to use Muncha. They look at your credit history and also share your personal information like Social Security, Date of Birth, and Complete address with any third party. Be careful, it could end up at Nigeria and be victim of credit theft; It may not; but is hard to say. After all, Western Union, Money Gram neither ask for SSN or for Date of Birth.
Nepalese Companies like Thamelremit.com , moneytonepal.com ask Date of Birth but not SSN, and WORST OF ALL, Muncha Money asks for your Social Security AND Date of Birth. WHY? Well, read their hidden disclosures below. Choice is your's. I would rather send through moneygram if less than 2-4K or, through Bank Wire transfer if more than that. Good Luck. -----Again, BE AWARE OF MUNCHA...
Even their rate is low... most of the time...
3.3 You authorize Bank to request a credit report on you and to obtain information from other third parties and financial institutions regarding you, the Beneficiary, or the Payment Account.
AND
https://www.money.muncha.com/info_tos.php Read this link. Of all, following in there makes me uncomfortable to use or recommend others to use Muncha. They look at your credit history and also share your personal information like Social Security, Date of Birth, and Complete address with any third party. Be careful, it could end up at Nigeria and be victim of credit theft; It may not; but is hard to say. After all, Western Union, Money Gram neither ask for SSN or for Date of Birth.
Nepalese Companies like Thamelremit.com , moneytonepal.com ask Date of Birth but not SSN, and WORST OF ALL, Muncha Money asks for your Social Security AND Date of Birth. WHY? Well, read their hidden disclosures below. Choice is your's. I would rather send through moneygram if less than 2-4K or, through Bank Wire transfer if more than that. Good Luck. -----Again, BE AWARE OF MUNCHA...
Even their rate is low... most of the time...
3.3 You authorize Bank to request a credit report on you and to obtain information from other third parties and financial institutions regarding you, the Beneficiary, or the Payment Account.
AND
21. Use of Information; Privacy Policy.
Bank may use and disclose to third parties (including to Portal and/or Portal-designated service providers) your registration information and remittance payment information in order to process a requested remittance payment, to validate your registration information, to resolve a dispute, to enforce Bank's rights and for any other purposes permitted by law.