and the headache starts. everyone wants to screw you. your insurance will go up, if you have a claim and deductable, watch out while claiming what your insurance says. they might say that you have little older car and they want to " total??" it. that means they will give you some money ( usually very small amount) minus the deductable and you end up with no car. be firm and ask all your options with your insurance provider. if it is a very minor accident and other person is ok to let it go, including you then just don't bother for the hassle and leave. and if you ever get a ticket and show up order in court then do go to the court. when you get options to plea " guilty" " no guilty" or " talk to procecutor" , try to talk to procecutor if it is your fault. If you have a clean record for  last two years then your procutor will drop the points and pentalty for you. I don't no about guilty or no guilty options, so i don't suggest anything but do someone who knows how to deal on such situation and your best option.

" prevention is better than cure" ; don't talk to the cell phone, don't look up family pics, don't bother to read, or see how much cash you've got on your wallet...if you absolutely have to do it, part your car to the nearest gasstation and do it..

really it's a big headache and it happens in second.....so be careful..