Hey alltheway,

A quick information for you, BOA (student card) gave me  $3000 of credit limit with 0% APR for 1 year  while Citi (Student card) has given me just $1000 with 0% APR for 6months when I applied on the same time. Also, balance transfer fee of BOA is totally free for 1 year.

I dunno why BOA sncks for you.