the stuffs told by yekloyatri is true.. whatever you do don't screw up your credit history.. as soon as you get like credit card.. don't throw the party and buy some clothings.. just save it.. most people use the credit cards only in the extreme condition in the future as all people do out here in US.. till the time you go to yoru university probably after 3 yrs from now.. you should have like $20000 in your CC so that u can graduate.. but ahile ko lagi chahi.. don't spend daddy's money here and there.. just live the simple lifestyle..

if you want to jump areally far.. then get khayreni and get married..